Please read these Terms and Conditions (“Terms”) carefully before engaging with Sky Wrap Tools’ Financial Literacy Workshops, Budgeting and Money Management, and Investment Education services.
1. Acceptance of Terms: By accessing or using Sky Wrap Tools’ services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.
2. Registration and Account: a. To access certain features of our services, you may be required to register and create an account. b. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
3. Financial Education Services: a. Sky Wrap Tools provides Financial Literacy Workshops, Budgeting and Money Management, and Investment Education services for educational purposes only. b. The information provided does not constitute financial advice, and any financial decisions made based on our workshops are at your own risk.
4. User Conduct: a. You agree to use our services for lawful purposes only and in a manner consistent with applicable laws and regulations. b. You will not engage in any activity that may interfere with or disrupt the integrity or performance of our services.
5. Intellectual Property: a. All content provided in our Financial Literacy Workshops, Budgeting and Money Management, and Investment Education services is the intellectual property of Sky Wrap Tools. b. You may not reproduce, distribute, or use the content for commercial purposes without our express written permission.
6. Privacy: a. Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information.
7. Modifications to Services: Sky Wrap Tools reserves the right to modify or discontinue any aspect of its services at any time without notice. We are not liable for any modification, suspension, or discontinuance of services.
8. Limitation of Liability: a. Sky Wrap Tools is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of or inability to use our services. b. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.